About US

The 123-credit-card.com is establish to make credit cards available to those consumers unable to obtain them through traditional means. The 123-credit-card.com continues today as a leader in the under-served credit industry, with a unique approach of educating customers on all aspects of obtaining and using credit. Presently, both MasterCard and Visa credit cards are issued nationally. Many customers use our high quality, well-serviced credit cards to help them establish, or re-establish their credit.
Make sure that the credit card you use is the most suitable for your spending patterns. If using a card for extended credit and don't pay off the balance in full each month, choose a card with a lower rate. It may not offer any interest-free period, but the lower interest rate should save you more in the long run. If you use your card for the convenience of paying for everyday purchases such as petrol or groceries, try a credit or charge card with maximum interest-free days, then make sure you pay it off in full each month. This way you get the benefit of up to 62 interest-free days on purchases, as well as rewards, discounts and frequent flyer points. But watch the annual fees on rewards cards.
Cash Back Credit Cards actually pay you cash back for making purchases with their card. These credit cards usually offer rewards programs or cash back incentives for purchases made with their card. With Frequent Flyer Credit Cards you can earn airline mileage and free airline tickets. For the business person who travels frequently a frequent flyer credit card or airlines credit card can help save money and earn free tickets.