Frequently Asked Questions
Am I guaranteed to receive a credit card?
No, by applying for a credit card, you authorize us
to obtain a current credit bureau report and to verify the information
provided on your application. Approval is pending review of the information
on your credit bureau and other information.
[Back to top]
What are the qualifications for getting a credit card?
In order to apply for a credit card, you must be at
least the legal age in the state of your residence, your annual salary must
be at least $12,000 (for an unsecured card), you must have a telephone in
your residence and have a valid social security number. Credit
approval will be determined upon review of a current credit bureau report
and other information bearing on your creditworthiness. You may be notified
of our credit decision by mail.
[Back to top]
Can I have more than one credit card account?
Currently, you may only have one type of Household
credit card account.
[Back to top]
I already have a MasterCard. Can I apply for a VISA card
instead?
At this time, we are only offering a MasterCard.
[Back to top]
Will my personal information be shared with any other
companies?
Subject to applicable law, we may share information with companies whose
products and services are thought to be of interest and benefit to you as a
card member. When you become a card member, and annually thereafter, a
notice will be sent to you explaining our information sharing practices and
how to opt out of this process.
[Back to top]