Citi Bank Secured Credit Card

Citibank, an American based company, have been trying to gain a market share in the UK for several years now and with their Citibank platinum credit card they should be able to do so. They have recently altered the offer of this credit card from an introductory 0% balance transfer and 0% purchase offer for 6 months to the new and improved 0% balance transfers for 9 months and 0% purchases for 3 months.

The Citibank Credit Card is an excellent card with plenty of features to make it worth your while applying for, check out the brief summaries below for the Citibank Premium credit card. Citibank still have all the previous benefits that were in place with the previous offer, some of which were very attractive points when considering the credit card offer. The most valuable points seem to be the extended 12 month warranty on electrical items purchased with the credit card and a price match guarantee which means that Citibank will refund you the difference if you see an item that you have just purchased displayed in another store cheaper than what you have paid.

You generally must have an excellent credit history to be accepted for this card, if you are looking for another balance transfer offer of 9 months then Virgin credit card may be another option for you to consider.

Current Citibank Platinum Credit Card Offers

0% APR on balance transfers for 9 months
0% APR on purchases for 3 months
Typical 15.9 % APR (variable)
14.0% per annum on Balance Transfers
16.6% per annum on Cash Advances
Credit limit up to £25,000
Emergency, Medical & Legal Referral Service
Emergency Card Replacement
Internet Fraud Guarantee
Price Match Guarantee - if goods you have bought are cheaper elsewhere Citi will refund the difference
Extended 1 Year Warranty on all electrical goods purchased
Travel Accident Cover
Purchase Protection - all products bought with the card are covered against theft or accidental damage for 30 days
No annual fee
The Citi Bank credit card has one of the best offers on credit cards available to UK residents. Along with the fantastic 0% on purchases and balance transfers there are also many other member benefits to choose from, with the top picks being the price match guarantee and the extended warranty of 12 months on electrical goods. With a standard APR of only 15.9% this is an excellent offer.